Reverse mortgages are a powerful tool and help seniors obtain tax-free cash flow and to enhance their retirement lifestyle.

"When Experience Counts"

Virginia will come to your home for a private consultation to discuss your needs and find out what a reverse mortgage can do for you.
Learn How a Reverse Mortgage Works. How to qualify for a Reverse Mortgage.

719-520-3326 Direct

866-260-6713 Toll Free



Virginia offers specialized knowledge about aging and the important health, financial and social issues that affect the majority of seniors.

         Purchase Program



Seniors can now purchase a new or existing home using the FHA Government-insured Home Equity Conversion Mortgage (HECM)!


Seniors can purchase a new or existing home using the FHA Government insured Home Equity Conversion Mortgage - HECM

$625,500 is the maximum allowable home value used for calculating net proceeds available from the FHA Reverse Mortgage Program (HECM).


You can now buy a new or existing home using the FHA Government-insured  Home Equity Conversion Mortgage (HECM)!


Interest and MIP (Mortgage Insurance Premium) simply accrues on the initial loan amount and is not due until the 2nd borrower (if 2), dies, moves or sells the home.


Over 62? Downsizing, Right-Sizing or Looking to Relocate?

Check out the New Reverse Mortgage Purchase Program!


For the first time since it’s inception in 1998, seniors age 62 or older, can use their reverse mortgage to purchase a new property! This new program allows seniors to purchase a new principle residence and obtain a reverse mortgage within a single transaction – eliminating the need for a second closing and additional closing costs. The reverse mortgage purchase program also allows seniors to relocate to another city or state, bringing them closer to family or to a better climate.  Read More >>>


**These materials are not from HUD or FHA and were not approved by HUD or a government agency.

Home  |   About Virginia Berry  |   What is a Reverse Mortgage?  |   Getting Started  |   Counseling  |   Testimonials  |   FAQs  |   Purchase Program | Articles  |   Contact Us

Regulated by the Colorado Division of Real Estate

Licensing: Colorado: LMB100018988 | Nationwide Mortgage Licensing System and Registry: #253702 | Company NMLS 1223741

Address of Corporate Office: 4520 Tierra Rojo Dr. Colorado Springs, CO 80926 | Copyright  © 2008-2014 Virginia Berry, CSA